There are some things that you should consider before making a structured settlement sale. While the benefits are clear, most people are not fully aware of the drawbacks. The biggest being the fact that you will end up loosing about 50% of the total amount in the long run, because companies would only offer you that much. For example, if you are about to receive one million dollars in the course of 10 years in a structured settlement for personal injury, most companies would only offer you about $400,000 for your rights. Also, there are some legal issues involved here, so check with your local court to ensure that they are following all the necessary steps to legally carry out the transaction, especially if you are in one of the following states - Texas, Virginia, West Virginia, Kentucky, Illinois, and Connecticut.