Christian debt reduction is not just the process of getting rid of your debt. It is the whole understanding about living within your means. One of the most important lessons to be learned through the christian debt reduction program is how to manage your finances in a responsible manner. Creating a strict budget, and sticking to it is easier said than done. Cutting up your credit cards and taking away the temptation to over spend is a great first step. Cutting back on the wants that you have is also another way to save money each month. Even the food and grocery bill can be cut back to buying only the healthy necessary items and not eating out at restaurants or grabbing fast food.