Many a mortgage company will hesitate to issue you a loan in case they find that you have a bad credit history, or if mortgage company will hesitate to issue you a loan in case they find that you have a bad credit history, or if they find out that you do not pay your debts on time. However, you can secure Mortgage Loans With Bad Credit with some asset that you possess, so that they have a security against your not being able to repay the loan on time.