I am an insurance lawyer. I come across several  accident cases all through the year and advise people on how to follow the laws stipulated by the insurance companies carefully in case of an accident to avoid any complications in processing motor vehicle accident claims.

When it came to my own case ironically, the very same laws could not be followed due to unfortunate circumstances. When I was the victim of a car accident while driving back from a nearby state, I fell unconscious. Helpful citizens admitted me in the hospital nearby and informed my family.

My wife was not aware of the protocols and being more concerned about my well being, did not bother to follow the motor vehicle accident law. Consequently, we could only inform the insurance agent four days after the accident after I regained consciousness. This made me lose two thirds of the money I could have otherwise claimed. After this, I always advise people to keep their respective spouses educated on insurance laws too.